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FREQUENTLY ASKED QUESTIONS

Do you accept insurance?

Our office does not bill insurance. You may pay by check, credit card, or HSA debit card. Upon request, we can provide you with a copy of the superbill which you can submit to your insurance company for possible reimbursement for out-of-network care. The superbill is a detailed medical receipt that contains procedure codes, diagnosis codes, and the fees charged for your office visit. We cannot guarantee what reimbursement, if any, you may receive. We do not submit claims or call insurance companies directly. This is the responsibility of the patient.

We do not participate with Medicare, nor do we bill Medicare for any services rendered. A patient can NOT submit superbills to Medicare for possible reimbursement. 


 

Do you offer payment plans?

No, at this time we do not offer any payment plans.


 

Why don’t you accept insurance?

Unfortunately, when doctors participate with insurance carriers, they enter into a contract that allows the insurance companies to dictate what services will be supplied, limiting the quality of care that we believe you deserve. As the costs of keeping a clinic running has continued to rise, reimbursement has fallen, forcing most doctors to see more and more patients a day, keeping office visits very brief.  We believe this approach of seeing patients for shortened visit times does not allow us to create the personalized plan of care that is necessary in a functional or integrative approach.

Most laboratory services provided by LabCorp or Quest can be billed directly to your insurance plans unless you don’t have out- of-network coverage. For those that do not have good lab coverage we have partnered with LabCorp and negotiated a lower, fixed lab cost for our routine blood work labs. Most have found that this cost is less than their copay for the same tests.  It also gives us the freedom to order a more comprehensive workup without concern for a denial of coverage, as the labs are paid for upfront.

Some specialty labs may not be covered by your insurance plans. Please check with your insurance company regarding deductibles and reimbursement for out-of-network labs. It is not the responsibility of B Holistic Health to understand your individual insurance coverage.


 

Who is a typical B Holistic Health patient?

Our ideal client is a man or woman eager to actively manage their health. We specialize in helping individuals with complex chronic diseases such as autoimmune disorders, diabetes, hypertension, hypothyroidism, digestive issues, fertility,  hormones and more, aiming to heal from within. Many clients have successfully felt better and reduced their medications through our approach, in collaboration with their primary care physicians and specialists. We also cater to those who feel unwell despite normal lab results, offering advanced diagnostics to uncover underlying causes of symptoms like fatigue, insomnia, and brain fog. Whether facing specific health challenges or seeking to understand ambiguous symptoms, our holistic approach is designed to empower each individual on their health journey.


 

What do treatments entail?

Our treatment focuses on lifestyle intervention, focusing on nutrition, exercise, sleep, stress reduction and optimization of relationships.  Herbals and nutraceuticals/supplements may be prescribed to help support your body, based on personalized needs. Prescription medication may be prescribed as well, depending on disease and symptom severity. This truly holistic approach incorporates both eastern and western options. And is overall directed by the patient’s goals and preferences; within context of safety and efficacy for the health concerns being addressed. A trusting relationship between patient and practitioner is paramount and an extremely valuable tool available to promote health and healing. Time is spent cultivating this relationship to build mutual trust and respect.


 

Are you my primary physician?

You are required to have a primary care physician. Nurse Practitioner, Belinda Ruiz, offers functional medicine consultation only and does not function as your primary care physician. You must have a primary care physician for yearly physicals, wellness visits and for after hours or urgent care purposes. We do not respond to urgent requests of any sort, including messages or phone calls, you must have a primary care doctor for this purpose.

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